Whether you have chiropractic insurance or intend to pay for chiropractic services out-of-pocket, you must know about chiropractic fees before booking appointments. At REACH Rehab + Chiropractic in Plymouth, MI, many patients utilize their insurance benefits for chiropractic and rehab services. However, it’s not as simple as displaying your medical plan card before each appointment.
Here, you’ll learn about our fee structure and insurance coverage information.
Insurance Information for Chiropractic
Learning about insurance coverage as a whole is often complicated. An unfortunate aspect of having chiropractic insurance is that the coverage doesn’t always accommodate the services you need for optimal health and wellness. Insurance companies are more likely to cover pain management medication than to reimburse patients for chiropractic with rehab and manual therapy.
At REACH Rehab + Chiropractic, we accept insurance from most major carriers and plans with out-of-network coverage (not all plans have this). We strive to help you understand your options to make the best decision.
Our in-network insurance providers include:
- Blue Cross Blue Shield
- Aetna
- Cofinity
- Personal Injury (PI) Claims
- Worker’s Comp
- Meritain Health
- Other subsidiaries of the above networks
We are out-of-network with the following:
- HAP (Cigna)
- Blue Care Network
- Priority Health
- Medicare/Medicaid
- Medicare supplemental plans
- We cannot bill ANY Medicare regardless of supplemental coverage
We are out-of-network with the above insurances because they don’t cover our services outside of a basic chiropractic adjustment. They discriminatorily do not cover the physical and manual therapies by a chiropractor, which we utilize to get our patients moving and feeling better faster.
Does My Health Insurance Cover Chiropractic?
When you schedule an appointment with us as a new patient, our team will perform a complimentary benefits check to help you determine your payment options.
You should contact your insurance provider before booking an appointment to ensure your coverage. Here are the codes we use:
- Chiropractic Treatments: 98940, 98941, 98942
- Therapies: 97112, 97110, 97140
- Exams: 99203, 99202, 99212, 99213
Depending on deductibles and out-of-pocket costs with certain policies, you might want to use our all-services-included self-pay rate. New patient appointments are $140, follow-ups are $70, and existing patients with new injuries are $120. Discounted Medicare/Medicaid/documented hardship rates are $100, $50, and $80, respectively, through our non-profit program, Community OutREACH.
Health Savings Accounts (HSA) and Flexible Spending Accounts (FSA) are acceptable via insurance or self-pay; however, it depends on the guidelines of your account manager.
Legally, we can’t offer discounts or waive rendered therapies when billing insurance.
Chiropractic Cancelation Fee Policy
It’s important to follow your treatment plan to ensure the ideal outcome, but we understand that appointment cancelations are sometimes necessary. If you must cancel an appointment, do so by visiting your Account page on our booking site.
We ask that patients be respectful of everyone’s time. If you must cancel your appointment, please provide 24 hours notice. Frequent late cancellations and any missed appointments without notice will incur a service fee at full price. Frequently violating our cancelation policy could result in your termination of services at your provider’s discretion.
Answers to All Insurance Questions for Chiropractic
At REACH Rehab + Chiropractic, we understand that deciphering insurance coverage is challenging and confusing, especially regarding chiropractic care, exercise programs, and massage therapy.
Fortunately, we offer help to new and existing patients. For insurance billing questions, don’t hesitate to get in touch with Kendra by phone at (866) 541-3395 Ext. 1 or email at kendra@probilling.hush.com.
Kendra is our point of contact to help you understand your bill. Should there be a problem with your bill due to a mistake on our end, she’ll let us know so we can fix it. Credits and overpayments go out quarterly as refund checks.
Get Well and Active at REACH Rehab + Chiropractic, Plymouth, MI
Understanding chiropractic insurance can be tough, but our team at REACH Rehab + Chiropractic is here to help. We work with top insurance companies to provide affordable, comprehensive chiropractic services to people throughout Plymouth and the surrounding Michigan communities.
If you’re ready to try a holistic approach to treating an injury or improving your mobility, call (734) 335-0212 to schedule an appointment with REACH Rehab + Chiropractic.
